Rent vs Buy in 2026

What’s smarter in Pune? The honest maths, in 8 swipes.

Rs 25,000 rent. Rs 52,000 EMI

Rent looks cheaper today. But only one of these ever stops growing.

5 years of rent: Rs 16.6 lakh

At Rs 25,000 with 5% yearly hikes. And you own nothing at the end.

Every EMI buys you a brick

Rent builds your landlord’s asset. An EMI builds yours.

Up to Rs 3.5 lakh in deductions

Rs 1.5L on principal (80C) + Rs 2L on interest (24b), old regime, self-occupied.

A corridor on the rise

Riverside land, Ring Road ahead, prices below Kothrud. For now.

No landlord. No renewals.

Paint the wall. Get the dog. Stay thirty years. It’s yours.

Staying 5+ years? Buy.

See what your rent could own at The Reserve, Sinhgad Road. 2 & 3 bed riverside homes.

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